Free stamp duty calculator
Estimate stamp duty and upfront home-buying costs.
Calculate England and Northern Ireland residential SDLT, then add common buying costs such as legal fees, survey fees, mortgage fees, and moving costs.
England and Northern Ireland
Uses residential SDLT bands, first-time buyer relief, additional property surcharge, and non-UK resident surcharge.
Estimated stamp duty
£7,500
Upfront cash estimate: £81,899
Inputs
Purchase details
Estimate
Purchase cost summary
Stamp duty
£7,500
Effective SDLT rate: 2.14%
Other buying costs
£4,399
Upfront cash needed
£81,899
Purchase cost including SDLT and fees
£361,899
SDLT bands
How the stamp duty estimate is built
| Band | Taxable amount | Rate | Tax |
|---|---|---|---|
| Up to 125,000 | £125,000 | 0% | £0 |
| 125,001 to 250,000 | £125,000 | 2% | £2,500 |
| 250,001 to 925,000 | £100,000 | 5% | £5,000 |
Important disclaimer
This calculator estimates residential Stamp Duty Land Tax for England and Northern Ireland only. It does not cover Scotland, Wales, mixed-use property, companies, trusts, shared ownership, linked transactions, leasehold rent calculations, exemptions, or every relief. Always check GOV.UK, HMRC, your conveyancer, or a qualified tax adviser before relying on a final figure.