Free compound interest calculator

Project how savings and returns could grow over time.

Estimate how an initial deposit, regular monthly contributions, and a steady annual return could affect your future balance.

Monthly compounding

Contributions are added at the end of each month after growth is applied.

Projected final balance

£129,885

Includes £59,885 of estimated growth over 20 years.

Inputs

Savings details

Estimate

Results

Projected final balance

£129,885

Total contributions

£70,000

Estimated growth

£59,885

Assumes a steady annual return compounded monthly. Actual returns may vary and investments can fall as well as rise.

Projection

Investment balance over time

ContributionsProjected balance

Important disclaimer

This calculator provides estimates only and does not constitute financial advice, investment advice, or a guarantee of returns. Actual performance may vary due to fees, taxes, market conditions, inflation, and provider terms.